Around 4 in 5 medical bills contain errors — and you're the one stuck paying. Reclaim reads your bills against your plan, finds the overcharges, and drafts the dispute that gets your money back. You just approve and send.
No password, no card. Sign in with a one-time email code.
Illustrative example. Reclaim estimates the dollars at stake and drafts the dispute — nothing is sent until you approve it.
of medical bills contain errors
made-up codes — every code is verified against U.S. terminology (NLM)
stay in control — Reclaim drafts, you approve and decide
Your bill passes through four hands. The expensive, confusing part is the hand-off where insurance decides what to pay — denials, surprise charges, and lines that were never yours. That's where the errors hide.
You get care.
Denials, write-offs, surprise bills.
Where it hurtsThe plan pays its share.
Often wrong — and yours to chase.
Reclaim does the chasing for you. It reads the fine print, catches the errors, totals what you're owed, and writes the appeal — so you stop calling, holding, and re-explaining.
Each tool knows your specific plan and works from your own records.
Snap a photo of your insurance card and upload your history. Grok's vision reads them, so your plan and records are understood and kept in one place — yours.
Ask is a chat that knows your plan and searches the live web. Doctor is a friendly voice companion for decisions and insurance-aware price-shopping — in plain English.
Upload a bill or insurance EOB. Bill Fighter finds the errors, estimates the dollars at stake, and drafts a dispute letter you can review and email.
Reclaim hunts the errors at the “insurance decides what to pay” step — the ones most likely to be wrongly on your bill.
Claims rejected that should have been covered under your plan.
Amounts your plan agreed to adjust, wrongly billed back to you.
The same service or lab charged to you more than once.
One procedure split into separate charges to inflate the total.
A pricier code billed than the care you actually received.
Out-of-network charges that violate the No Surprises Act.
Reclaim steps in exactly where the money goes missing — and never acts without your sign-off.
Snap your insurance card and the bill or EOB you're worried about.
Reclaim reads them against your plan and flags every error and overcharge.
Get a clear estimate of what you're owed, line by line.
Review the drafted letter, approve it, and email it — on your terms.
Reclaim is an administrative and financial advocate, not medical advice. It surfaces your options and drafts the actions; the decision is always yours.
Reads your cards and documents, and reasons over your specific plan.
Every code it cites is checked against authoritative U.S. terminology (NLM) — no made-up codes.
Reclaim drafts every letter and action. Nothing is sent until you approve it.
Reclaim is an administrative & financial advocate — not medical advice. It explains things in plain English; it never diagnoses or prescribes.
A calm voice for decisions — not a diagnosis.
Upload one bill and let Reclaim show you what you're owed. It takes minutes — and the chasing is on us.
Passwordless email sign-in · Free to start